Affiliate disclosure
Last updated August 18, 2026
FundFlow Inc. may receive compensation when you apply for, open, or are approved for financial products featured on this website or recommended to you as part of our services.
What that means in plain terms
We participate in affiliate and referral programs run by financial companies and by advertising networks that represent them. When you click a link from our site, our emails, or our text messages and then take a qualifying action — submitting an application, opening an account, being approved, or funding a product — the company may pay us a fee.
The amount varies by product and by company. It may be a flat fee, a percentage, or a bounty tied to approval. Some products pay us nothing at all, and we still recommend those where they're the right fit.
Does this cost you anything
No. The compensation is paid by the product provider out of their marketing budget. You pay the same rate, fee, and terms whether you reach the company through us or go to them directly. It also has no effect on the fees you pay FundFlow for our own services.
Does it affect what we show you
Honestly, it can. Compensation may influence which products appear on this site, which ones we mention to clients, and the order they're presented in. Two things limit that:
- We only recommend credit-building products that report to all three major credit bureaus. A product that reports to one bureau pays us the same and does far less for you, so we don't promote it.
- We don't recommend products a client is unlikely to be approved for. Unnecessary applications create hard inquiries, and hard inquiries work against the outcome the client hired us for.
You should still compare offers independently before applying to anything. Our recommendation is a starting point, not a substitute for your own research.
What we are not
FundFlow Inc. is not a lender, bank, credit union, or credit card issuer. We do not issue credit, review applications, set rates or terms, or make approval decisions. Every one of those belongs to the issuer or lender. We cannot influence whether you are approved, and we cannot resolve a dispute you have with a third-party product — you'll need to contact that company directly.
Products and companies
Products featured or recommended may include credit-builder accounts and loans, secured and unsecured credit cards, rent and utility payment reporting services, personal loans, debt consolidation loans, auto loans and refinancing, and mortgage referrals. Availability depends on your circumstances and on each company's own criteria.
Product terms change
Rates, fees, features, and eligibility criteria are set by the providers and change without notice to us. Information on this site may not reflect the current offer. Always confirm terms on the provider's own site before applying.
Advertising and tracking
Affiliate links use cookies and tracking parameters so the network can attribute a referral to us. This may involve sharing a non-identifying tracking identifier, your IP address, and device information with the network and advertiser. Our privacy policy covers this in more detail.
Regulatory basis
This disclosure is provided in keeping with the Federal Trade Commission's guidance on endorsements and testimonials in advertising, which requires clear and conspicuous disclosure of material connections between an endorser and an advertiser.
Questions
If you want to know whether we're compensated for a specific product before you apply, ask us and we'll tell you.
FundFlow Inc.
Attn: Vincent Ollins, Founder
hello@fundmyflow.com
fundmyflow.com