Build your credit. Launch your business. Get funded — all in one place.
FundFlow tracks your personal credit, sets up and funds your business, and shows you exactly how close you are to your next approval — every step, one platform.
Sample credit journey
Illustrative example — not a projection of your results.
Build Your Foundation
Credit-builder loans, secured cards, rent reporting, and authorized-user tradelines — real history, tracked from day one.
Business Marketplace
Incorporate, get your EIN, open business credit, and find funding — a guided 3-stage path, not a scavenger hunt.
Auto & Housing
Subprime-friendly auto financing and luxury condo rental assistance while your score climbs.
Unlocked As You Grow
Better cards and prime offers open up automatically the moment your score qualifies.
Real accounts that actually report — not tricks.
Sign up today and get a free tradeline included.
For $99, you're not just getting a credit tool — you're getting the full system: personal credit building, a free tradeline on us, the entire Business Marketplace, and a guided path to real funding. See the value for yourself.
Offer applied automatically once you join — no separate signup, nothing extra to fill out here. Full details and setup happen inside your client portal.
Get started — $99/mo →How it works
What happens, step by step
Create your account
Sign up and securely connect your credit report so we can see exactly what's on it.
We challenge what's inaccurate
Anything that doesn't hold up gets formally disputed with the bureaus, on your behalf.
You choose your tradelines
Once you're in, you pick from the accounts that actually build history for your stage — builder loans, secured cards, rent reporting, and more.
We prepare you for funding
As your score moves up, better cards, loans, and real funding options unlock — automatically, based on where you actually stand.
Our standards
What we don't say
Most of this industry oversells. We'd rather you know exactly what you're getting.
We don't guarantee removals. No credit repair company legally can — anyone who tells you otherwise is lying.
We don't promise a specific score. Your results depend on your report, not our marketing.
We don't do anything you couldn't do yourself, for free, with time and patience. We just do it for you, correctly, and in parallel with building new history.
Everything you need, laid out as one path
No more piecing together a dozen tools yourself — FundFlow maps the whole route from first credit-builder payment to funded business.
Authorized User Tradelines
Get added to a seasoned account and boost your score without opening new credit — no waiting on your own history to build.
See tradeline options →Follow-the-Steps Business Setup
Incorporate, get your EIN, open a business bank account, build business credit, then move straight into funding — three stages, fully guided.
See the 3-stage guide →Seasoned Corporations
Skip the wait — buy an aged corporation directly from FundFlow instead of building business credit history from zero.
See available corporations →See exactly how close you are to your next yes.
Your Funding Readiness score shows your real progress toward approval — updated as your credit and your business both grow.
Get started free →